Bank of America has become one of the top banks as far as online banking is concerned. Enrolling and using the online features that they offer are simple and easy for anyone. Obviously in order to use the Bank of America online banking you will need to have a checking and savings account at the bank.
Before you sign up for the Bank of America online banking service you should make sure that you have a secure internet network to process your payments. After you have made sure that your computer is secure you can then enroll in the online banking program simply by visiting the Bank of American website and clicking on online banking. Bank of America also offers there own addition security features. When you first sign up you will need to create a unique nickname or username. You want to pick something that no one else can think of so avoid using the names of relatives or family members. You will also need to have Netscape 6.2 or better, or Microsoft Internet Explorer 5.5. If you are using MAC OS 9 or OS 10 you will need Microsoft internet with 5.0 or higher or Netscape 6.2 and higher. For the MAC OS 10 you can also use the Safari 1.0 or higher in order to use the Bank of America online banking. Once you are on the website the Bank of America browser check will automatically let you know if your browser meets their current requirements. You will also need ATM check card.
There are many benefits to using online banking such as checking your account balance daily, transfer money from one account to another, see a list of all transactions. You can even use the portfolio feature to track your monthly expenses. What many people choose to do once they sign up for online banking is to stop receiving any paper statements in the mail. Another great feature is the fact that you can receive banking alerts for suspicious activity on your account or just for daily balance updates. This can all be done via email or through your cell phone. You can also set up for all of your bills to be automatically paid each month which will not only save you money, but time as well. If you will be signing up for the bill pay you will need to make sure that you have copies of all your bills to input the information on the site. Just make sure that you submit your payment online at least five days prior to the due date of your bill. This will help to ensure that you bill is paid on time and that there are no possibilities of you receiving any type of late fees.
All of the features that have been mentioned you must sign up for once you have submitted your application for the Bank of America online banking program. The best part is that you will not be charge a checking fee if you don’t have direct deposit. You can also use Quicken or Microsoft Money 2000. You can download what you need from Microsoft Money. The entire process to sign up and begin using their system is pretty easy, and if you need any additional help you can contact customer service or click on the help button that is located on the top of your home page. You can also try a test run of Bank of America online by visiting their homepage. During the test drive you will be able to try out some of the features mentioned above. This will help you to determine if online banking is right for you.